Key Insights:
- FHA loans can assist those who have a low credit score or are having trouble saving for a down payment.
- Loan limits in Wisconsin range from $541,287-$552,000 based on county.
- Talk to your loan advisor or REALTOR to learn more about FHA loans.
The Federal Housing Administration helps first-time buyers with less-than-perfect credit purchase homes via FHA loans, which are sometimes referred to as “helper loans.” Because the FHA takes on more risk when offering these loans, loan limits are placed on the amount of money prospective homebuyers can borrow when taking out an FHA loan.
With only two exceptions, counties in Wisconsin have a 2026 FHA loan limit of $541,287. The two counties in Wisconsin with more expensive FHA loan limits — Pierce and St. Croix — have a higher borrowing limit of $552,000 in 2026.
2026 FHA loan limits for Wisconsin counties
If you’re considering an FHA loan in 2026, here are the FHA loan limits for each county in Wisconsin.
Keep in mind, some cities span more than one county. Ask your REALTOR® or lender about the loan limit you can expect if your home search includes properties near county lines.
| Wisconsin county | FHA loan limit for 2026 |
| Adams County | $541,287 |
| Ashland County | $541,287 |
| Barron County | $541,287 |
| Bayfield County | $541,287 |
| Brown County | $541,287 |
| Buffalo County | $541,287 |
| Burnett County | $541,287 |
| Calumet County | $541,287 |
| Chippewa County | $541,287 |
| Clark County | $541,287 |
| Columbia County | $541,287 |
| Crawford County | $541,287 |
| Dane County | $541,287 |
| Dodge County | $541,287 |
| Door County | $541,287 |
| Douglas County | $541,287 |
| Dunn County | $541,287 |
| Eau Claire County | $541,287 |
| Florence County | $541,287 |
| Fond Du Lac County | $541,287 |
| Forest County | $541,287 |
| Grant County | $541,287 |
| Green County | $541,287 |
| Green Lake County | $541,287 |
| Iowa County | $541,287 |
| Iron County | $541,287 |
| Jackson County | $541,287 |
| Jefferson County | $541,287 |
| Juneau County | $541,287 |
| Kenosha County | $541,287 |
| Kewaunee County | $541,287 |
| La Crosse County | $541,287 |
| Lafayette County | $541,287 |
| Langlade County | $541,287 |
| Lincoln County | $541,287 |
| Manitowoc County | $541,287 |
| Marathon County | $541,287 |
| Marinette County | $541,287 |
| Marquette County | $541,287 |
| Menominee County | $541,287 |
| Milwaukee County | $541,287 |
| Monroe County | $541,287 |
| Oconto County | $541,287 |
| Oneida County | $541,287 |
| Outagamie County | $541,287 |
| Ozaukee County | $541,287 |
| Pepin County | $541,287 |
| Pierce County | $552,000 |
| Polk County | $541,287 |
| Portage County | $541,287 |
| Price County | $541,287 |
| Racine County | $541,287 |
| Richland County | $541,287 |
| Rock County | $541,287 |
| Rusk County | $541,287 |
| Sauk County | $541,287 |
| Sawyer County | $541,287 |
| Shawano County | $541,287 |
| Sheboygan County | $541,287 |
| St. Croix County | $552,000 |
| Taylor County | $541,287 |
| Trempealeau County | $541,287 |
| Vernon County | $541,287 |
| Vilas County | $541,287 |
| Walworth County | $541,287 |
| Washburn County | $541,287 |
| Washington County | $541,287 |
| Waukesha County | $541,287 |
| Waupaca County | $541,287 |
| Waushara County | $541,287 |
| Winnebago County | $541,287 |
| Wood County | $541,287 |
Start your home search now
Your home purchase is an important matter. Discovering the right mortgage loan type for your dream home will be that much easier with a real estate expert by your side. Reach out to Edina Realty or your agent today for the guidance you need to select a home with confidence.