Buyers who secure a loan backed by the Federal Housing Administration (FHA) can put as little as 3.5 percent down at closing. For this reason, FHA loans are extremely common among first-time buyers.
Because FHA loans are meant to give a leg up to those who may not be able to afford a home otherwise, these loans do have limits based on the county where the loan is originated. Below are the FHA loan limits for single-family homes across every county in Minnesota.
Keep in mind that some cities may span several counties, and your REALTOR® or lender can help you determine the loan limit for specific properties that are near the county line.
2016 FHA loan limits for Minnesota counties
| Minnesota county | FHA loan limit for 2016 |
| Aitkin County | $271,050 |
| Anoka County | $326,600 |
| Becker County | $271,050 |
| Beltrami County | $271,050 |
| Benton County | $271,050 |
| Big Stone County | $271,050 |
| Blue Earth County | $271,050 |
| Brown County | $271,050 |
| Carlton County | $271,050 |
| Carver County | $326,600 |
| Cass County | $271,050 |
| Chippewa County | $271,050 |
| Chisago County | $326,600 |
| Clay County | $271,050 |
| Clearwater County | $271,050 |
| Cook County | $282,900 |
| Cottonwood County | $271,050 |
| Crow Wing County | $271,050 |
| Dakota County | $326,600 |
| Dodge County | $271,050 |
| Douglas County | $271,050 |
| Faribault County | $271,050 |
| Fillmore County | $271,050 |
| Freeborn County | $271,050 |
| Goodhue County | $271,050 |
| Grant County | $271,050 |
| Hennepin County | $326,600 |
| Houston County | $271,050 |
| Hubbard County | $271,050 |
| Isanti County | $326,600 |
| Itasca County | $271,050 |
| Jackson County | $271,050 |
| Kanabec County | $271,050 |
| Kandiyohi County | $271,050 |
| Kittson County | $271,050 |
| Koochiching County | $271,050 |
| Lac Qui Parle County | $271,050 |
| Lake County | $271,050 |
| Lake of the Woods County | $271,050 |
| Le Sueur County | $326,600 |
| Lincoln County | $271,050 |
| Lyon County | $271,050 |
| Mahnomen County | $271,050 |
| Marshall County | $271,050 |
| Martin County | $271,050 |
| McLeod County | $271,050 |
| Meeker County | $271,050 |
| Mille Lacs County | $326,600 |
| Morrison County | $271,050 |
| Mower County | $271,050 |
| Murray County | $271,050 |
| Nicollet County | $271,050 |
| Nobles County | $271,050 |
| Norman County | $271,050 |
| Olmsted County | $271,050 |
| Otter Tail County | $271,050 |
| Pennington County | $271,050 |
| Pine County | $271,050 |
| Pipestone County | $271,050 |
| Polk County | $271,050 |
| Pope County | $271,050 |
| Ramsey County | $326,600 |
| Red Lake County | $271,050 |
| Redwood County | $271,050 |
| Renville County | $271,050 |
| Rice County | $271,050 |
| Rock County | $271,050 |
| Roseau County | $271,050 |
| Scott County | $326,600 |
| Sherburne County | $326,600 |
| Sibley County | $326,600 |
| St. Louis County | $271,050 |
| Stearns County | $271,050 |
| Steele County | $271,050 |
| Stevens County | $271,050 |
| Swift County | $271,050 |
| Todd County | $271,050 |
| Traverse County | $271,050 |
| Wabasha County | $271,050 |
| Wadena County | $271,050 |
| Waseca County | $271,050 |
| Washington County | $326,600 |
| Watonwan County | $271,050 |
| Wilkin County | $271,050 |
| Winona County | $271,050 |
| Wright County | $326,600 |
| Yellow Medicine County | $271,050 |
Ready to secure an FHA loan?
For the right buyer, FHA loans can be a great way to buy a home that would otherwise be out of reach. Read more about the benefits of FHA loans, or reach out today to get started on the process of securing an FHA loan.
For more buyer insights you can use, follow #BuyerInsights on Twitter, Facebook, Instagram and YouTube.
