Welcome to our consumer application. If you continue to browse and use this consumer application, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern our relationship with you in relation to this consumer application. If you disagree with any part of these terms and conditions, please do not use our consumer application.

1. The content of the pages of this consumer application is for your general information and use only. It is subject to change without notice.
2. This consumer application uses cookies to monitor browsing preferences.
3. Some of our consumer applications include registration forms that require users to give us contact information (like your name), unique identifiers (such as your email address), and demographic information (like your Zip code). Customer contact information is shared among our family of consumer applications and affiliates so that, when possible, you can enjoy member benefits without having to register more than once.
4. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this consumer application for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
5. Your use of any information or materials on this consumer application is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this consumer application meet your specific requirements.
6. This consumer application contains material which is owned by or licensed to us. This “material” includes, but is not limited to, the design, layout, look, appearance, content and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
7. All trademarks reproduced in this consumer application, which are not the property of, or licensed to, the operator, are acknowledged on the consumer application.
8. Unauthorized use of this consumer application may give rise to a claim for damages and/or be a criminal offense.
9. From time to time this consumer application may also include links to other consumer applications or posts from other users. These links and posts are provided for your convenience to provide further information. They do not signify that we endorse the consumer application(s) or the post. We have no responsibility for the content of the linked consumer application(s) or posts of other users except as expressly stated herein. We reserve the right to add, modify, remove all material of the consumer application in its sole and absolute discretion including, without limitation, links and posts.